These guys are good...I meant REALLY GOOD.
A few months back I asked for a review of the interest charged on my account. As usual I got denied getting the typical demeaning "yada yada" as to why a 29.99% interest is because of "several factors" but if I make ontime payments for the next six months then they can take a look at it... One of the factors once mentioned is amount of payment. So next step after setting up automatic payments was to ensure that I pay at least double the minimum. Unfortunately there is not such option, just automatic payment using the minimum. So I decided that adding an extra payment will actually add up to my automatic payment...Not the CHASE way I am afraid. They actually deduct or do not post an automatic payment if you do another extra payment!!!! Call me picky or that I pay too much attention to detail but it is the same details they bring up denying to bring the interest to a fair level.
And the balance transfers checks from CHASE keep coming... These guys are like the Banking Sopranos.
Next common sense question to answer: Why don't you tranfer your balance (or pay it off for that matter). Coming up next...
Friday, August 17, 2007
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